Mortgages

Last month, unknown to us at the time, we had a call from a mystery shopper looking for mortgage advice. We were delighted to find out that Barchester came out top in the test.

Ever since the credit crisis struck in August 2007 it has become more difficult to obtain mortgages. Three years on, the Financial Services Authority wants to tighten mortgage rules in a way that could rein back lending still further.

Mortgage lenders have tightened criteria significantly since the credit crunch began. We look at today’s mortgage market and how to get the best deal.